Our Services
About Us
VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.
What We Do
VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.
We are licensed in the following states:
AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VA
21+
Years of Experience
11,200+
Satisfied Customers
14
States Licensed
1610+
5 Star Reviews
Why Choose Vema Mortgage
Customer Reviews
5/5 Star
819
reviews
Vinay Sam19 April 2024Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.
Winjoe Joseph17 April 2024I m pleased with step by step guidance provided
Ganesh Lalu16 April 2024I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. And not to forget they got me a great rate. 5 Stars.
Subrahmanyam Yeleswarapu14 April 2024Chirag was simply superb, explained the steps in detail through out the process from the day 1 till the closing. Amazing service overall. Thanks Chirag!!!
Damodar Poreddy12 April 2024Our loan officer, P T Johnson explained us the process at the beginning and followed up with us until final settlement. Thank you for all your help in getting us best interest rate.
jagadeesh siva8 April 2024Thanks Sebastin for helping out and Complete the loan process .
venkat gankidi8 April 2024I had a very smooth refinance loan processing, Chirag and Vipul were prompt in responding to my questions. A great to work with for any type of mortgage processing.
Rajkumar Singh28 March 2024It was extremely easy process for me, Sebastian made everything go smooth and he guided me at every step of process, highly recommended!
shridevi walvekar22 March 2024Happy to say Vema mortgage provided us a very smooth experience processing our mortgage application. Thanks to Chirag for being there always for answering our questions and making this experience great.
Zillow Reviews
5/5 Star
676
reviews
Sebastian is very knowledgeable and ensures transparency in all transactions. It was a wonderful experience to work with him and I would highly recommend Sebastian to anyone who is looking for good advice during the process of buying a home.
It was pleasure working with Sebastian. He was able to provide all the required information and provided explanations for the questions and concerns we had during the loan processing. Looking forward to working with him in future.
I contacted Chirag for my mortgage. He has been extremely professional right from day one. He explained each and every steps thoroughly. I got a very good mortgage deal. I would definitely recommend others to contact him for loan requirements.
Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time.
Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me and made my purchase journey extremely smooth.
Blindly, you can trust him. We will not regret it until the end of the closing. I got his reference from my friend, and after enquiring with other lenders, Chirag will provide the best service and the best rate compared to others for any loan requirement.
Sebastian made the whole mortgage process very smooth for me being first time buyer. He was patient to answer my questions and providing his suggestions as well based on his experience. It was a wonderful experience to work with him.
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Our Happy Customers
Am I Ready To Buy?
When considering homeownership for the first time, it’s important to determine if buying makes both financial and practical sense for your situation. Consider the pros and cons of both renting and buying, and weigh them accordingly.
